ill-health retirement

If you are suffering from ill health you may be able to retire earlier than age 55 (the age from which early retirement is otherwise available (with the consent of the Trustee)), but you will need to provide sufficient medical evidence to the Trustee Board for them to allow you to retire on the grounds of ill-health. The Administration Team will be able to advise what evidence you need to provide.

If the Trustee approves your early retirement on the grounds of ill health, the pension you receive will be calculated in a similar way to early retirement and the Administration Team will write to you with details of the estimated pension.

If you are diagnosed with a terminal illness and your doctors believe you have less than 12 months to live, you may, at the discretion of the Trustee Board, be able to take the full value of your pension as a lump sum, instead of a pension.